Insurance & Reinsurance Consulting & Outsourcing Services

Due diligence on behalf of a prospective buyer of an alternative risk transfer division of an insurer, quality control of a premium reconciliation project for an insurer in runoff, evaluation and assistance with commutation of a reinsurance treaty, review and analysis of micro-captive transactions.

The IRCOS, LLC team is not affiliated with any insurance companies or products. Instead, we are independent insurance consultants with knowledge of a wide range of policies and programs.


Policy Reviews

IRCOS, LLC can assist policyholder with review of existing or proposed manuscript policy wordings; analyze current or proposed insurance programs; suggest improvements.

For insurer clients, IRCOS, LLC can review policy wordings that may cover risks not contemplated when the policy was issued.


Underwriting Audits

IRCOS, LLC can provide property and casualty underwriting audits on a nationwide basis.

Capabilities to audit nearly any line of insurance or reinsurance within property & casualty and life and health nationwide.


Product R & D

IRCOS, LLC can assist clients with assessment of market potential for new products; draft new policy wording; analyze draft policies; assist with launching new products.


Arbitration & Mediation

Arbitration and mediation expertise is available in-house. In case of conflict of interest or scheduling conflicts, IRCOS, LLC can refer arbitrators and mediators to attorneys or parties to arbitration or meditation from its roster of insurance and reinsurance professionals.


Litigation Support

Extensive experience in providing expert witness reports and testimony in property and casualty insurance disciplines on behalf of both plaintiffs and defendants.

IRCOS, LLC encourages expert involvement early in the discovery phase to better assist the attorney in demand for production and for deposition preparation.